I didn’t come into mortgages by accident. I came into it because I watched too many good people get talked over, rushed through, or handed paperwork they didn’t understand. A home loan is one of the biggest financial decisions of your life. It deserves a real conversation, not a sales pitch. I’ve built my career around three things: clear answers, honest timelines, and being the person who actually picks up the phone. Based at our branch on Wrightsville Avenue in Wilmington, I work with first-time buyers, veterans, retirees, relocating families, and self-employed clients across Florida, North Carolina, and Virginia. Every file I take on, I treat like it’s my own. I sit with my underwriting and processing team in-house, which means fewer surprises and faster moves when something needs attention. And when you have a question on a Saturday afternoon, you’re not waiting until Monday for an answer. If you’re thinking about buying, refinancing, or just want a straight answer about what you can afford, I’d love to hear from you.